Terms and conditions of use
Terms of use
This Web site www.pretheure.com (the “Site”), as well as its contents, are the exclusive property of Prêtheure and its subsidiaries (collectively the “Company”), having a place of business at 6683 Jean Talon est #333, Montréal, QC H1S 0A9.
Your use of this Site, and any transactions or requests for information conducted through the Site, are subject to compliance with these Site Terms and Conditions (the “Terms”) and the Privacy Policy (the “Policy”).
Terms of use
By accessing, using or consulting the Site or by requesting information or a loan, in particular via an online form, you acknowledge the applicability of these Terms and you undertake to comply with them and not to make any use of this Site (i) that does not comply with applicable laws or (ii) that could harm the Company in any way whatsoever.
The Company reserves the right to modify the Conditions at any time, without prior notice. By continuing to use and consult this Site following any modification, you accept the new Terms and Conditions. We recommend that you consult the current Terms when using this Site.
Copyright
This Site, as well as all logos, texts, graphics, images, videos, soundtracks and all arrangements of the various preceding elements, are the property of Prêtheure and are protected under the laws and regulations applicable to intellectual property and copyright protection in Canada and elsewhere in the world.
The content of this Site, including but not limited to all logos, text, graphics, images, video, soundtracks or any other elements of this Site may not, in whole or in part, be copied, reproduced, printed, archived, republished, downloaded, displayed, sold, transferred, transmitted, modified or otherwise disseminated, on paper or in any other format now known or hereafter devised, electronic or otherwise, without the prior written consent of the Company. Subject to compliance with these Terms and Conditions, you may view and print elements of this Site for strictly personal, non-commercial use.
Trademarks
The trademarks associated with Prêtheure on the Site are trademarks that are the exclusive property of the Company or used under license and are protected under applicable trademark laws and regulations in Canada and elsewhere in the world.
Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use or reproduce any trademark, except with the prior written consent of the Company or such other party that may own the trademark(s) in question.
Modification of the information presented on the Site
Please note that the information presented on the Site reflects the data available at the time the Site content was prepared and is therefore provided in good faith, “as is” and without warranty or condition of any kind.
In no event shall Prêtheure be liable for any damages to the user of this Site, its computer or its data or for any other damages, direct or indirect, suffered in connection with the use of this Site, including without limitation as a result of any request or transaction made through the Site, or the inability to use this Site, and to this end, the Company disclaims any such liability, including without limitation, any liability for damages resulting from any viruses, worms or computer programs of an invasive or destructive nature. In no event shall the Company, its shareholders, directors, employees or agents be liable to any person for any direct, indirect, incidental, consequential or other damages arising out of or in connection with the use of the Site or its contents. The use of this Site and the interpretation of the information contained herein is at the user’s own risk.
Links to other sites
The Site may contain links to other sites owned by third parties. Please note that Prêtheure has no control over the content of these sites. Consequently, the Company, its shareholders, directors, employees or agents cannot be held responsible for the information contained on such Web sites, and make no warranties or representations whatsoever with respect thereto. These links are provided for informational purposes only and do not constitute an endorsement or recommendation of any linked entity.
Privacy policy
Prêtheure attaches great importance to respecting the privacy of its customers, employees and suppliers. It is with this in mind that the Company has established this Privacy Policy, the purpose of which is to provide a framework for the Company’s practices regarding the collection, use and communication of personal information.
This Policy describes how Prêtheure collects, uses, communicates and protects your personal information. The Company’s practices with respect to your personal information comply with Quebec’s Act Respecting the Protection of Personal Information in the Private Sector and the Personal Information Protection and Electronic Documents Act (collectively the “Act”). This Policy does not apply to information that does not constitute “personal information” within the meaning of the Act.
Privacy Officer
Questions about this Policy and the Company’s privacy procedures may be directed to the Company’s Privacy Officer at the following coordinates:
- by telephone: (514) 688-5061
- by e-mail : info@pretheure.com
- Data manager: Félix Soyeux
Collection of personal information
For the purposes hereof, “personal information” means, in particular: any information concerning the personal or material situation of an identified or identifiable individual. An identifiable individual is one who can be identified, directly or indirectly, by reference to one or more factors specific to his or her physical, physiological, mental, economic, cultural or social identity.
Without limiting the generality of the foregoing, “personal information” also includes your name, gender, address (postal or e-mail), telephone, mobile or fax numbers, employer, income, social insurance number and bank account numbers, as well as any personal information provided to the Company for the purpose of obtaining a loan.
In addition, the Company may collect personal information for the following purposes:
- when you visit or make transactions on one of Prêtheure’s Web sites;
- when you apply for a loan (for example, by filling out the interactive online form or answering questions from our customer service agents);
- when you request information about one of our services;
- when you communicate with the Company’s customer service department or with one of Prêtheure’s employees or agents;
- when you make comments or suggestions on the Site or services.
Please be advised that personal information will be collected in part because you will be asked to complete and submit a form. We require this information in order to provide customer support, administer customer accounts and/or provide services to you. Prêtheure may also use this information for marketing and sales purposes.
We do not share any of our customers’ personal information with third parties, with the exception of internal and external service providers we use to simplify or outsource one or more aspects of our business, products and services to you, unless you have given us permission to do so. These service providers are subject to confidentiality agreements with us, as well as other legal restrictions that prohibit them from using the information we provide to them for any purpose other than to facilitate a specific transaction you have requested.