man typing on computer

The ultimate guide to getting a no-survey loan online

If you need a loan and would rather avoid filling out an online survey, you're in the right place. Often, online lenders require applicants to complete a survey before they can apply for a loan. 

While this survey can help lenders determine if you are a reliable borrower, it can be tedious and invasive. In addition, it can be difficult to know if the information you provide in the survey will be used responsibly and securely. For these reasons, many people prefer to look for no-survey loan options online. 

In this guide, we've provided some tips to help you get a no-survey loan. From researching your options to preparing your documents and considering collateral, these steps can help you get the loan you need without having to compromise your privacy.

Step-by-step to obtain a no-survey loan

happy man checking tablet
Getting an online loan without survey may seem challenging, but it's not impossible. Here are some steps you can take to increase your chances of getting it without hassle:
  1. Research your options: Start by researching the loan options available. Look for online lenders that offer no-survey loans. Research each lender's terms and conditions and verify that the interest rates and repayment plans are right for you.
  2. Review your finances: make sure you are in a good financial position before applying for a loan without a survey. Review your current income, expenses and debts. This way, you won't run the risk of going further into debt.
  3. Prepare your documents: Before applying for a loan, make sure you have all the necessary documents and meet the requirements. This may include proof of employment, official identification, bank account information, and any other documents the lender may require. Having these documents ready will save you time and increase your chances of getting a loan.
  4. Consider a guarantor: If you are having difficulty obtaining a loan without survey, consider asking a friend or family member to be your guarantor. This means that person is responsible for repaying the loan if you are unable to do so yourself. A guarantor can improve your chances of getting a loan, as the lender will have more assurance that the loan will be repaid.
  5. Look for local lenders: if you are not comfortable with large lenders, look for local and trusted entities such as Prêt Heure. You can consult all the information online to avoid long waiting lines and complications of mobility around the city.
  6. Be honest: When applying for a personal loan without a survey, be honest about your income, expenses and any other financial information the lender may require. This will benefit your repayment plan and build trust with the lender.
  7. Shop around: Don't accept the first no-survey loan offer you find. Compare the terms and conditions of several lenders before making a decision. Make sure you fully understand the terms and conditions of each loan before completing the application form.
  8. Have a repayment plan: Before accepting a loan without a survey, make sure you have a repayment plan in mind. Figure out how long it will take you to pay it off and what the payments will be. Make sure you can make payments on time to avoid late fees or penalties.

Requirements to apply for a loan without a survey

In Canada, there are a few requirements that must be met in order to begin an online loan application. First, you must be of legal age and have a valid Canadian government-issued ID, such as a passport or driver's license. 

You must also demonstrate that you have the ability to repay the no-survey loan. To do this, you may be asked to provide information about your current employment. You will need to show that you have held it for the past 6 months. 

An advantage of our loan offer is that you can apply even if your credit report is not very positive. This is an opportunity to improve it by showing that you are responsible.

The process

man in money rain
Find out how our no-survey loan works in just two minutes. Here are the key points:
Apply now and get the money you need quickly and easily!

Remember that it is essential to be well informed about the requirements before applying for a no-survey loan in Canada, to avoid unpleasant surprises and to make sure you meet all the necessary criteria to get approved as quickly as possible.